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CHECKLIST
The best way to get started on finding the property that truly matches your needs is to determine what you want on a scale of 0 to 5, rate the following characteristics most important to you in a home and neighborhood and allow me and the CENTURY 21 Customized Home Search do the rest.
0 = Not Important 3 = Moderately Important 5 = Must Have
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Large Kitchen _____
Fireplace _____
Walk In Closet _____
Garage ___ (# of doors) ___
Quiet Street _____
Large Back yard _____
North/South View _____
East/West View _____
Family Room/Great Room _____
Master Ensuite _____
Finished Basement _____
Close to Schools _____
Close to Public Transit _____
Close to Shopping _____
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Specific requirements:
Number of Bedrooms: _____
Number of Bathrooms: _____
Style of Home:
Single dwelling___
duplex___
condo___
townhouse___
acreage___
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The Realtor
Choosing the right Realtor is a crucial first step in the home buying process. You will find a valuable ally in your CENTURY 21® real estate professional, who is trained and committed to answering all of your questions and providing the highest quality services and expert advice possible.
The CENTURY 21 Customized Home Search System offers exclusive marketing tools to provide you with superior service when purchasing your home including:
- AIR MILES® Reward Program (Exclusive real estate sponsor)
- Global Referral Network
- CENTURY 21 Recreational Properties®
- CENTURY 21 Fine Homes and Estates®
- CENTURY 21 Internet Marketing Programs
CENTURY 21 real estate professionals provide comprehensive services that take the anxiety out of buying a home and give you the peace of mind you deserve.
To further outline my commitment as a Century 21 Associate please click this link The CENTURY 21 Buyer Service Pledge®
Mortgage
Get a pre-approval letter for a mortgage. Mortgage factors to consider:
- What type of mortgage is best for you?
- How much should your down payment be?
- Are you eligible for an RSP homebuyer withdrawal?
- There may be a fee for mortgage application and appraisal fee.
- Documents needed to secure a mortgage include:
- A copy of the real estate listing of the property OR for a new home, the builders plans, lot size and location.
- A copy of the offer to purchase.
- Documents confirming employment, income and source of pre-approval.
Home Inspection (Recommended)
By hiring a home inspector prior to purchase, you will protect one of the most important investments of your life. A home inspection will reveal the structural and mechanical soundness of your home. The report will advise you of:
- Existing and potential problem areas.
- Suggested solutions.
- Cost estimates for any work required.
- Your CENTURY 21 Foothills Real Estate Realtor can recommend a qualified home inspection service or arrange for an inspection to assess your new home. Inspection costs range according to size, age and location.
Closing
Set aside enough funds to close your deal. Closing expenses include:
- Legal fees.
- Legal disbursements.
- Tax closing adjustment.
- Utilities closing adjustment.
- Property inspection (recommended but optional).
- Deed and mortgage registration.
- Real property report.
- Land transfer or property purchase tax.
- Mortgage interest adjustment and takeover fee (if applicable).
- Utility and cable connection charges.
- Home and property insurance coverage.
- Mortgage Insurance.
- Life
- Disability
- Moving Expenses.
On closing the deal:
- Schedule mortgage payments and property taxes.
- Secure insurance coverage.
- Transfer utilities.
- Arrange the move.
More Information and Help
Please feel free to contact me if you'd like any more help or information!
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